10 Nov

Dodd Unveils Financial-Overhaul Measure

By MICHAEL R. CRITTENDEN and JESSICA HOLZER

WASHINGTON — Sen. Chris Dodd introduced a wide-ranging financial-regulatory-overhaul measure Tuesday, seeking more ambitious changes in some areas than the regime envisioned by the White House or his counterparts in the House of Representatives.

The Connecticut Democrat’s discussion draft, running more than 1,100 pages, would create an Agency for Financial Stability that would be tasked with identifying and removing systemic risks to the economy. It also would consolidate bank supervision into a single regulator–the Financial Institutions Regulatory Administration–and create a new Consumer Financial Protection Agency to oversee the products made available to consumers.
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10 Nov

Text Messages Might Help People Save

November 09, 2009 — A new study in three countries found that sending a simple text message can remind individuals to save. — The study by a group of economists found that sending out text reminders to individuals’ cell phones increased savings balances by 6%. The study challenges the idea that people don’t have enough self-control to save, according to a Dow Jones news report.
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10 Nov

Reminders for Qualified Retirement Plans of Imminent PPA ’06 Compliance Deadlines

This Compliance Alert reminds sponsors of qualified plans about imminent deadlines for compliance with certain provisions of the Pension Protection Act of 2006 (PPA ’06). Most significantly, by December 31, 2009, sponsors of calendar-year plans must adopt amendments required by PPA ’06.
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10 Nov

Caterpillar Ready to Ink $16.5M Fee Suit Settlement

November 9, 2009 (PLANSPONSOR.com) – Heavy equipment manufacturer Caterpillar Inc. has agreed to a $16.5-million settlement of an excessive fee lawsuit in federal court in Illinois.

A company newsletter said the September 2006 suit leveled the fiduciary breach charges against Caterpillar regarding its four 401(k) plans for workers and retirees.
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