Monthly Archives: May 2010

27 May

401(k) Fee Disclosure and Pension Funding Provisions of H.R. 4213

By
Kittredge, Betsy Miller
on May 21, 2010 1:09 PM
Protecting Americans’ Retirement Security

A majority of American workers rely on 401(k)-style plans to finance their retirements. Most account holders report that they do not know how much Wall Street middle men are taking from their retirement accounts. Just a 1-percentage-point in excessive fees can reduce a worker’s 401(k) account balance by as much as 20 percent or more over a career.
Continue reading “401(k) Fee Disclosure and Pension Funding Provisions of H.R. 4213” »

27 May

Should You Adjust Your 401(k) Now?

By Brian O’Connell

Increasingly, economists and stock market pundits are sounding the alarm over an imminent bear market.

* Economist Nouriel Roubini predicts that the Dow Jones Industrial Average will fall by 20%.
* Reuter’s financial blogger Felix Salmon offers a similar warning, telling investors that unless you're a large institution, get out of the stock market right now. “Stocks are dangerous things to own,” writes Salmon. "We are entering an era of massive volatility. You, as an individual investor, just simply don't have the risk appetite to be able to deal with that kind of volatility."

Continue reading “Should You Adjust Your 401(k) Now?” »

12 May

2010 ERISA guide to reporting & disclosure

Link To PDF

This 2010 Guide to ERISA Reporting and Disclosure was prepared by PricewaterhouseCoopers’ Human Resource Services practice to help plan sponsors, plan administrators, plan trustees, attorneys and accountants comply with the reporting and disclosure requirements of the Employee Retirement Income Security Act of 1974 (ERISA)and the Internal Revenue Code. The Guide is useful in:

* Identifying forms to be filed and distributed annually
* Developing controls for compliance, including an internal calendar for reporting and disclosure
* Determining and coordinating reporting and disclosure items for actuaries, attorneys and accountants to prepare
* Identifying special reporting and disclosure requirements for plan installation, amendment, termination, etc.
* Evaluating administrative considerations in establishing a new or supplemental plan
* Advising on responsibility for compliance with the reporting and disclosure rules
12 May

Regulation Forthcoming On 401(k) Investment Advice

Daisy Maxey, On Tuesday May 11, 2010, 11:03 pm EDT

The Employee Benefits Security Administration hopes to move forward with a regulation on investment advice for individual account plans, such as 401(k)s, within the next few months, said , assistant secretary of labor for the Labor Department agency.
Continue reading “Regulation Forthcoming On 401(k) Investment Advice” »


© Copyright Compass Corporate Retirement Solutions 2001-2015 all rights reserved

Securities and additional advisory services offered through Independent Financial Group, LLC, a registered broker-dealer and investment advisor.OSJ Branch: 12671 High Bluff Dr. Ste 200 San Diego, CA 92130. Compass Corporate Retirement Solutions and IFG are unaffiliated entities.

Member FINRA/SIPC




Compass Corporate Retirement Solutions is a 401k and pension plan fiduciary ERISA design and plan communication specialist. Serving Houston, Dallas San Antonio and Austin, TX, Oklahoma City, OK, New Orleans, LA, Jackson, MS, Little Rock, AR.